ZIP Code 95062

In ZIP code 95062, which covers part of Santa Cruz, households bring in a median of $112,106 a year, while per-person income sits at $64,226. With a median home value of $1,076,500, property taxes at the county's 0.64 percent rate would run roughly $6,890 annually, a meaningful line item against that income. Add the 9.50 percent combined sales tax on everyday purchases, and a household here has to weigh housing costs and spending carefully. Even so, the earnings base is strong enough to support this coastal California market.