ZIP Code 95037

In ZIP code 95037, near San Jose, homes carry a median value of $1,243,900 while households earn a median of $163,182. The county's 0.67% effective property tax rate works out to roughly $8,334 annually on that median home, a meaningful sum even against six-figure incomes. Per-capita income sits at $70,846, well below what buying at the median price would demand. Sales tax adds 9.75% to purchases, trimming what's left after housing costs. High property values paired with a low rate still produce substantial tax bills here, and affordability hinges on whether earnings keep pace with prices.