ZIP Code 95019

ZIP code 95019, within the Santa Cruz area, sits in middle-income territory: households here earn a median of $67,474, while per-capita income reaches $25,686. Home values run high at $735,200, yet the county-level effective property tax rate of 0.64% keeps annual property taxes lower than many California markets would demand on a home priced this way. A combined sales tax rate of 9.50% adds to everyday costs, so residents face a heavier bite on purchases than on property. Overall, the area blends working- and middle-class incomes with steep housing prices.