ZIP Code 95010

Households in ZIP code 95010, near Santa Cruz, report a median income of $105,236, with per-capita earnings of $71,616. A median home value of $828,700 pairs with a county property tax rate of 0.64%, so annual property taxes land near $5,300 — a meaningful line in any budget at this income level. Add a combined sales tax of 9.50%, among the higher rates shoppers encounter, and everyday purchases take a noticeable bite. The gap between strong earnings and steep housing costs shapes how far each paycheck stretches here.