ZIP Code 95007

Households in ZIP code 95007, near Santa Cruz, bring in a median income of $91,352, with per-capita income at $51,154 — figures that place the area squarely in middle- to upper-middle-income territory rather than among the truly affluent. Property taxes run at an effective rate of 0.64% countywide, a comparatively gentle pull on homeowners. Sales tax, by contrast, reaches 9.50% on purchases, a heavier cost baked into daily spending. Together these rates shape a local tax picture where owning property costs proportionally less than buying goods, a split that matters for how far a paycheck stretches here.