ZIP Code 95005

In ZIP code 95005, near Santa Cruz, homes carry a median value of $967,300, and the county's 0.64% effective property tax rate works out to roughly $6,200 a year for a house at that price. Households here earn a median of $104,375, so that tax bill equals about 6% of annual income. Per-capita income stands at $60,940. The 9.50% combined sales tax adds further cost to daily purchases. High home values paired with moderate earnings make ownership a stretch, even though the tax rate itself stays below many California averages.