ZIP Code 94609

In ZIP code 94609, part of Oakland, homes carry a median value of $1,207,700, yet the county-level effective property tax rate sits at 0.78% — a combination that yields annual bills well below what many California homeowners face elsewhere. Median household income reaches $107,834, with per-capita income at $79,485, giving buyers meaningful capacity to absorb those taxes. The trade-off appears at checkout, where the combined sales tax rate of 10.75% raises the cost of everyday purchases. Even so, the gap between what residents earn and what they owe on property keeps ownership within reach for many in this ZIP.