ZIP Code 94601

In Oakland's 94601 ZIP code, homes carry a median value of $710,000, and the county's 0.78% effective property tax rate translates to roughly $5,538 a year for a property at that price. With median household income at $72,359, that tax bill equals about 7.7% of annual earnings before any mortgage payment. Per-capita income sits lower, at $33,168, which sharpens the squeeze on individual earners. A combined sales tax of 10.75% adds further cost to everyday purchases, drawing money away from what households might otherwise direct toward housing.