San Jose, CA — income, home value, property tax, and sales tax.
In ZIP code 94305, near San Jose, the median home value exceeds $2 million, yet the county-level effective property tax rate is 0.67%, yielding an annual bill that dwarfs what most households bring in. Median household income sits at $83,088, with per-capita income of $42,424 — figures far below what would be needed to carry a home at that price. Even with a comparatively restrained rate, the sheer size of the assessed value keeps property taxes steep. A combined sales tax of 9.75% adds further cost to daily purchases.
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