San Francisco, CA — income, home value, property tax, and sales tax.
In ZIP code 94188, on the southern edge of San Francisco, a household's finances face two separate tax costs. The county-level effective property tax rate comes to 0.71%, while purchases carry a combined sales tax of 7.25%. Those two figures pull in different directions: the property rate stays below what many California counties charge, so owning a home here does not carry the heaviest annual tax load, yet the sales tax adds 7.25% to everyday spending, from groceries to gas. For a family balancing income against housing costs in San Francisco, that split matters — lower taxes on the home, higher taxes at the register.