Census ACS 2023 · 5-Year Estimate

ZIP Code 94109 — San Francisco Median Income

The median household income in ZIP code 94109 (San Francisco, CA) is $112,201, which is 48.5% above the national median of $75,580.

Median Household Income
$112,201
48.5% above US median
Per Capita Income
$103,773
Individual income estimate
vs. National Median
$75,580
US national median HHI
Comparison
Above avg
Relative to all US ZIPs
ZIP 94109$112,201/yr
National Median$75,580/yr
Difference+$36,621
StateCA

About Income in ZIP Code 94109

This data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates for 2023. The median household income represents the midpoint — half of households earn more, half earn less.

What Does This Mean for Federal Taxes?

Households earning $112,201 in San Francisco, CA typically fall in the 22–24% federal marginal tax bracket (for married filing jointly; rates vary by filing status and deductions). Your actual effective federal rate will be lower due to the progressive tax structure and standard deduction ($14,600 single / $29,200 married, 2024).

Using This Data

Income data by ZIP code is used by home buyers researching neighborhoods, businesses evaluating market potential, real estate professionals, financial planners, mortgage lenders, and researchers. For the most detailed breakdown, visit the U.S. Census Bureau directly.

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