ZIP Code 93441

In ZIP code 93441, near Santa Barbara, homes carry a median value of $1,503,100 while households earn a median of $142,760 — a gap that shapes who can buy here. The county's 0.65% effective property tax rate works out to roughly $9,770 annually on that median home, a meaningful sum even against six-figure incomes, though per-capita income sits at $78,780. Add a 7.75% combined sales tax on everyday purchases, and the overall cost of living climbs further. Ownership here leans on substantial earnings or existing equity rather than on low taxes alone.