ZIP Code 93105

In ZIP code 93105, which covers part of Santa Barbara, the gap between earnings and home prices stands out sharply. A median household income of $138,286 and per-capita income of $83,785 are strong by national standards, yet the median home value reaches $1,663,000 — more than twelve times household earnings. The county's 0.65% effective property tax rate eases that stretch somewhat: a home at the median value would carry roughly $10,800 in annual property taxes, or about 7.8% of median household income. Sales taxes add 7.75% at checkout. High paychecks here still meet a steep entry price for ownership.