ZIP Code 93101

In ZIP 93101, which covers Santa Barbara, a median home value of $1,184,000 towers over the median household income of $90,148 — a gap that shapes nearly every buying decision here. The county's 0.65% effective property tax rate does temper the annual bill somewhat, yet it still lands near $7,700 on a median-priced house, a sum that would absorb a noticeable share of earnings. Per-capita income sits at $51,028. Add a 7.75% combined sales tax on everyday purchases, and the cost of staying in this coastal market climbs further.