ZIP Code 92345

In ZIP 92345, near San Bernardino, homes carry a median value of $400,800, and the county's 0.70% effective property tax rate works out to roughly $2,800 a year on such a home. With median household income at $69,485, that tax bill equals about 4% of annual earnings, a meaningful slice alongside a 7.75% combined sales tax on purchases. Per-capita income sits lower, at $26,197, so single earners and smaller households feel the pinch more sharply than the household median implies. Buying here means weighing a six-figure price tag against wages that trail the state's cost of living.