ZIP Code 92173

In ZIP code 92173, near San Diego, homes carry a median value of $535,000 while households earn a median of $69,792 — a gap that makes buying here a stretch for many. The county's 0.68% effective property tax rate works out to roughly $3,638 a year on a home at that median value, a sizable claim on a per-capita income of $25,887. Sales taxes add 7.75% to most purchases. Together, the mortgage, tax, and daily costs stack up quickly against local earnings, so would-be buyers here often need either a larger down payment or a longer commute to make the math work.