ZIP Code 92118

In ZIP code 92118, near San Diego, households earn a median of $134,534, with per-capita income at $83,695. Home values are extraordinarily high—the median sits at $2,000,001—yet the county-level effective property tax rate of 0.68% keeps annual taxes lower than many places with cheaper housing. Add the 7.75% combined sales tax, and daily purchases carry a noticeable premium. For a household here, strong earnings help absorb both costs, though the sheer size of a mortgage tied to a seven-figure home would dominate most monthly budgets, making income and property taxes the central financial forces.