ZIP Code 92078

Households in ZIP code 92078, near San Diego, report a median income of $120,268, with per-capita earnings of $54,529. That income pairs with a median home value of $942,300, and the county's 0.68% effective property tax rate means an owner at that value owes roughly $6,400 a year. Sales tax runs 8.75% on purchases. High earnings give these households spending power, but steep housing costs and ongoing property and sales taxes claim a meaningful share of the budget, so what's left after taxes and mortgage payments shapes day-to-day finances here.