ZIP Code 92065

In ZIP code 92065, near San Diego, homes carry a median value of $800,100 while households earn a median of $125,285. The county's 0.68% effective property tax rate works out to roughly $5,441 a year on that median home, a sum that eats into earnings but doesn't overwhelm them given the area's income levels. Per-capita income sits at $50,476. Add a 7.75% combined sales tax on purchases, and the overall cost of living here leans heavily on housing. Buyers should weigh whether their own income keeps pace with both the mortgage and the annual tax bill.