ZIP Code 91945

In ZIP code 91945, near San Diego, homes carry a median value of $704,900, and the county's 0.68% effective property tax rate works out to roughly $4,793 a year on such a home. With median household income at $88,016, that tax bill absorbs about 5.4% of annual earnings before any mortgage payment. Per-capita income sits at $36,715, so individual resources stretch thinner than household figures imply. A combined sales tax rate of 8.75% adds further cost to everyday purchases, tightening what buyers can set aside toward owning in this market.