Saint Cloud, MN — income, home value, property tax, and sales tax.
In ZIP code 56321, near Saint Cloud, per-capita income stands at $14,931, so the 1.00% county property tax rate weighs heavily against what people earn. A home valued at $150,000 would carry roughly $1,500 in annual property taxes — about a tenth of the average person's yearly income here. Combined with a 7.50% sales tax on everyday purchases, that leaves little slack in household budgets. The relationship between earnings and housing costs in this ZIP is tight: even a moderately priced home demands a significant share of income once taxes are factored in.