ZIP Code 45899

ZIP code 45899, centered on Elgin, sits in working-class to middle-income territory. A median household income of $50,625 and per-capita income of $24,164 fall below statewide norms, while homes here carry a median value of $82,500. Property taxes run at an effective 0.91% at the county level, which on that median home works out to roughly $750 annually. Combined with a 7.25% sales tax, everyday purchases carry a noticeable premium. Households here balance lower housing costs against incomes that leave limited slack, making the overall tax load a real consideration in daily budgeting.