ZIP Code 45863

ZIP code 45863, centered on Elgin, sits in middle-income territory, with a median household income of $56,989 and per-capita income of $33,034. Homes here carry a median value of $115,400, and the county-level property tax rate of 0.91% means a house at that median would owe roughly $1,050 annually. Sales taxes combine to 7.25% on purchases. Together these figures describe a working- to middle-class area where housing costs stay within reach and the tax load leans on everyday spending as much as on property ownership.