ZIP Code 45414

In ZIP code 45414, near Dayton, households bring in a median of $54,485 a year, while per-capita income sits at $36,803. A median home value of $182,300 carries a county property tax rate of 1.73%, which works out to roughly $3,150 annually, or about $263 a month. Add the 7.50% combined sales tax on everyday purchases, and a meaningful share of each paycheck goes toward taxes. That leaves residents balancing housing costs, daily spending, and savings on an income that stretches carefully across the year.