ZIP Code 45405

In ZIP code 45405, which covers part of Dayton, homes carry a median value of $84,200. At the county's 1.73% effective property tax rate, that translates to roughly $1,457 in annual taxes, a figure that weighs heavily against a median household income of $43,973. With per-capita income at $25,140, many households devote a noticeable share of earnings to housing costs. A combined sales tax of 7.50% adds further pressure on daily spending, though the lower entry price for buying a home here may offset some of that strain.