ZIP Code 45385

In ZIP code 45385, near Dayton, homes carry a median value of $218,400, and the county-level property tax rate of 1.61% translates into roughly $3,516 in annual taxes on such a home. Households here earn a median of $76,564, while per-capita income sits at $40,695, so property taxes claim a meaningful share of yearly earnings. Combined with a 6.75% sales tax on purchases, housing costs and taxes together shape what buyers can carry. Whether that balance feels workable depends largely on a household's income and down payment.