ZIP Code 45325

In ZIP code 45325, near Dayton, homes carry a median value of $234,600 and the county's effective property tax rate of 1.73% translates to roughly $4,060 a year in taxes on such a home. Households here earn a median of $81,250, while per-capita income stands at $38,717, so the property tax bill equals about 5% of typical household earnings. Combined with a 7.50% sales tax rate, ownership costs add up quickly. Buyers weighing a purchase should factor the annual tax into their housing math alongside the mortgage itself.