ZIP Code 45314

In ZIP code 45314, near Springfield, households bring in a median of $84,844 a year, while per-capita income sits at $22,761 — a gap that hints at larger households or multiple earners sharing the load. A median home value of $313,400 paired with the county's 1.61% effective property tax rate works out to meaningful annual outlays, so housing costs claim a real share of earnings. Add the 6.75% combined sales tax on everyday purchases, and the budget picture calls for steady planning rather than slack.