ZIP Code 45223

With a median household income of $49,312 and per-capita income of $34,246, ZIP code 45223 sits in working-class to middle-income territory within Cincinnati. Homes here carry a median value of $210,100, and the county-level effective property tax rate of 1.51% means owners pay roughly $3,173 annually on a home at that price. Add a combined sales tax of 7.80% on purchases, and the overall tax picture takes a noticeable bite out of paychecks that already run below national norms. This is a community where housing costs stay within reach of earners, though the tax load still shapes day-to-day spending.