ZIP Code 45169

In ZIP code 45169, which takes in Clarksville, homes carry a median value of $151,500 while the county's effective property tax rate sits at 0.93%. That combination yields an annual tax bill well below what higher-rate areas demand, even though median household income here is $52,405 and per-capita income reaches $31,891. Buyers weighing a move will find the gap between earnings and housing costs narrower than in many parts of the state, and the 7.25% combined sales tax applies only to purchases, not to owning a home. The result is a market where property taxes take a smaller bite of each paycheck, easing the path to ownership.