ZIP Code 44055

ZIP code 44055, covering part of Lorain, sits in working-class territory, with a median household income of $40,636 and per-capita income of $22,657. Homes here carry a median value of $101,400, and the county-level property tax rate of 1.37% means taxes on such a home run somewhat above $1,300 a year. Add a combined sales tax of 6.50%, and the overall tax load takes a noticeable share of earnings that are already below many statewide averages. This is a community where paychecks stretch carefully and housing costs stay within reach of households earning closer to the local median.