ZIP Code 16701

In ZIP 16701, which takes in Ludlow, homes carry a median value of $106,700, and the county-level effective property tax rate of 1.59% translates into roughly $1,700 a year in taxes on such a home. With median household income at $65,102 and per-capita income of $32,485, that tax bill equals about 2.6% of a typical household's annual earnings. The 6.00% combined sales tax applies to purchases rather than property, so it doesn't add to the ownership cost directly. Lower home values here keep entry prices within reach of local earners, though the tax rate itself is not especially gentle.