ZIP Code 04359

ZIP code 04359, which takes in Monmouth, sits in middle-income territory, with per-capita income of $57,211 and a median home value of $186,700. Property owners here pay an effective rate of 1.09%, applied at the county level, so the tax bill scales with whatever a home is worth rather than with earnings. Sales tax comes to 5.50% on purchases. Taken together, the income and home-value figures point to a stable, working- and middle-class area where housing costs stay within reach of local wages and the tax load is spread across property and everyday spending.