ZIP Code 98645

In ZIP code 98645, near Ryderwood, homes carry a median value of $509,500 while the county-level effective property tax rate sits at 0.82%. Households here earn a median of $101,429, with per-capita income at $50,854, so the annual property tax bill on a median-valued home lands near $4,178 — roughly 4% of median household earnings. That ratio shapes how much buyers can stretch on a mortgage. A combined sales tax rate of 7.70% adds to everyday costs, though Washington exempts groceries from state sales tax.