ZIP Code 96857

In ZIP code 96857, near Honolulu, per-capita income stands at $31,650, while the county-level effective property tax rate is just 0.28%. That low rate means the annual tax bill depends heavily on assessed value: a $500,000 home would owe roughly $1,400, and a $700,000 home about $1,960. Against an income near $31,650, even the smaller figure takes a noticeable bite, since Hawaii's housing prices tend to run high. A combined sales tax of 4.50% adds further cost to everyday purchases, trimming what's left for mortgage or rent payments.