ZIP Code 89801

In ZIP code 89801, which covers Elko, homes carry a median value of $294,500 while the county-level effective property tax rate sits at 0.49%. That rate translates into a lighter annual tax bill than many parts of the country, even though local home prices are not especially low. Households here earn a median of $82,144, and per-capita income reaches $39,855, giving buyers meaningful capacity to absorb both a mortgage and taxes. A combined sales tax of 7.10% applies to purchases. The relationship between earnings and housing costs shapes how far a paycheck stretches across this northeastern Nevada area.