ZIP Code 87322

In ZIP code 87322, near Gallup, households earn a median of $29,286, and per-capita income comes to $14,450. With home values averaging $45,000 and the county property tax rate at 2.00%, annual property taxes run about $900 — a meaningful slice of income at this level. Add the 4.88% combined sales tax, and everyday purchases chip away further. Budgets here stretch thin, so housing costs stay low by necessity, and discretionary spending is limited. Every dollar carries weight in a community where earnings sit well below state and national figures.