ZIP Code 87305

In ZIP code 87305, which takes in Gallup, homes carry a median value of just $57,300 — a price point rarely seen elsewhere. The county's 2.00% effective property tax rate works out to roughly $1,146 a year on such a home. With median household income at $45,096, that bill equals about 2.5% of annual earnings, a share many households elsewhere would envy. Per-capita income sits at $19,368, so single earners may feel the pinch more sharply. Add a 4.88% combined sales tax on purchases, and everyday costs chip away at what's left.