ZIP Code 86445

In ZIP code 86445, near Lake Havasu City, homes carry a median value of $241,500 while per-capita income sits at $23,575. The county's 0.44% effective property tax rate works out to roughly $1,063 a year on that median home — a tally that eats into earnings more noticeably given the income level here. Adding a 5.60% combined sales tax means everyday purchases chip away at what's left. Buying in this area demands weighing a six-figure price tag against paychecks that, on average, fall well short of covering it comfortably.