ZIP Code 81321

In ZIP code 81321, which takes in Cortez, homes carry a median value of $289,000 while households bring in $59,506 a year and individuals average $34,155. The county's effective property tax rate of 0.29% works out to roughly $838 annually on a median-priced home, a figure shaped as much by Colorado's low assessment ratios as by the rate itself. That leaves sales tax at 2.90% as the more routine cost residents absorb. Whether buying here feels within reach depends largely on how a $289,000 price tag squares with local earnings.