ZIP Code 79402

In ZIP code 79402, which covers part of Lubbock, households weigh a 1.51% county property tax rate against a 6.25% combined sales tax. Someone earning a middle income here would see property taxes take a meaningful bite out of take-home pay each year, while the sales tax adds a bit to everyday purchases. How those two rates interact depends largely on whether a family rents or owns and how much they spend on taxable goods. Budgeting around both means tracking housing costs and daily spending together, since neither tax stands alone in shaping what a Lubbock household can save or spend.