ZIP Code 79401

In ZIP code 79401, part of Lubbock, homes carry a median value of $105,600, and the county-level property tax rate of 1.51% translates to roughly $1,595 a year on such a home. That figure lands hard against a median household income of $26,980, while per-capita income sits at $19,029. Add an 8.25% combined sales tax on everyday purchases, and the squeeze tightens. Ownership here demands a far larger share of earnings than in many places, so renters and buyers alike feel the pressure of low wages meeting steady taxation.