ZIP Code 78654

In ZIP code 78654, near Bertram, households bring in a median of $74,130 a year, while per-capita income sits at $44,210. With a median home value of $358,400 and a county property tax rate of 1.06%, owning that home means roughly $3,800 in annual property taxes. Day-to-day purchases carry an 8.25% combined sales tax, which adds up across groceries, fuel, and other essentials. Together, these figures sketch a budget where housing and consumption taxes claim a meaningful share of earnings, so families here weigh both ownership costs and everyday spending against what they earn.