ZIP Code 78109

In ZIP code 78109, near San Antonio, homes carry a median value of $252,500 while households earn a median of $91,320, or $34,030 per person. The county's 1.73% effective property tax rate means a home at that median value generates roughly $4,368 in annual taxes — a real cost against local earnings. Combined with an 8.25% sales tax, ownership here hinges on how much income stretches beyond the mortgage. Buyers weighing this area should compare the tax bill directly against their own earnings rather than the median, since the gap between the two shapes what is actually within reach.