ZIP Code 78107

In ZIP code 78107, near Fannin, household earnings run high: per-capita income sits at $98,914, a level that places this area firmly in affluent territory. Property values tell a different story, with a median home worth just $45,400, and the county's 0.94% effective property tax rate applies to that smaller base, so tax bills stay low in dollar terms. Sales tax comes in at 6.25%. The result is an unusual split — strong incomes paired with inexpensive housing — giving buyers here an outsized gap between what they earn and what shelter costs.