ZIP Code 78003

ZIP code 78003, centered on Bandera, sits in middle-income territory. Households here earn a median of $69,457, while per-capita income reaches $37,860 — enough to cover daily costs without approaching affluent levels. Homes carry a median value of $242,700, and the county-level property tax rate of 0.88% means an owner of such a home pays roughly $2,136 annually. Sales tax runs 6.25%. Together these figures describe a working- and middle-income area where housing costs stay within reach and the tax load remains steady rather than steep.