ZIP Code 76597

In ZIP code 76597, centered on Gatesville, per-capita income stands at $3,006, so even a lower-priced home carries real weight. At the county's 1.36% effective property tax rate, a $100,000 house would generate roughly $1,360 in annual taxes — nearly half of what the average resident here earns in a year. Sales taxes add 6.25% to purchases, further tightening household finances. The result is a market where property taxes consume an outsized share of earnings, making ownership difficult without substantial equity, assistance, or income well above the local average.