ZIP Code 62473

In ZIP code 62473, near Effingham, homes carry a median value of $104,800, and the county-level property tax rate of 1.49% works out to roughly $1,560 a year on such a home. With median household income at $74,700, that tax equals about 2.1% of yearly earnings, a share many households can absorb without straining. Per-capita income sits at $39,931, and the combined sales tax rate is 6.50%. Buyers here gain from home prices that stay well below what the area's incomes could support, keeping ownership within reach.