ZIP Code 62414

In ZIP code 62414, near Effingham, households bring in a median of $58,370 a year, while per-capita income sits at $31,200. A home valued at $157,800 would draw about $2,288 in annual property taxes at the county's 1.45% rate, or roughly $191 a month. Adding the 6.50% combined sales tax on everyday purchases, a household here has to weigh housing costs against spending. With earnings at this level, the property tax bill takes a noticeable share of annual income, so buyers should factor it into what they can carry each month.