ZIP Code 61873

In ZIP 61873, near Champaign, homes carry a median value of $265,400 while households bring in a median $117,578 — a ratio that keeps mortgage costs within reach for many buyers. The county's 2.06% effective property tax rate, however, means the owner of that median home owes roughly $5,467 annually, a real cost against per-capita income of $48,630. A 7.50% combined sales tax adds to everyday expenses. Even so, the gap between earnings and home prices here leaves buyers better positioned than in many markets.